Free Mortgage, Loan, Amortication, Retirement, Auto, & Savings Calculators for Microsoft® Excel®
- 50/30/20 Budget Calculator: The 50-30-20 budgeting tool is probably the easiest budget calculator available for figuring your monthly expenses: 50% to living, 30% to wants, and 20% to savings and investments. Simple Budget Calculator: The Simple Budget Calculator determines your monthly expenses based upon 6 principal categories: Food, Housing.
- Monthly Math - The Simple Monthly Budget Calculator See More App Description Monthly Math Description Monthly Math - The Simple Monthly Budget Calculator is easy home budget software, that helps keep track of your monthly finances by organizing your income and expenses. Plan your monthly and yearly budget with ease. If you are living on.
- To make budgeting easier for you and your spouse, family or household, we’ve created an intelligent, interactive Canadian budget calculator spreadsheet in Excel that you can download and use for free as your personal budget template (it's now available on the Mac too).
- National Center for Children in Poverty. Bank Street Graduate School of Education. 610 West 112th Street. New York, NY 10025.
Do you need more flexibility than online financial calculators can provide? Are you worried about entering your financial information on the internet? Download our free financial spreadsheets, designed for Microsoft® Excel®,and work with them on your own computer.
Download.com Staff Feb 27, 2009 Designed to help users get their spending habits under control, Home Budget is an electronic twist on the envelope-style system of budgeting for personal use.
Our financial templates are designed with the user in mind. Although intuitive to use, each calculator also contains helpful information within the cell comments, and additional resources and references are provided on the individual download pages.
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Are you a financial planner? If so, check out the Financial Planner's Template Pack
Featured Financial Calculators
- Full-featured mortgage calculator
- Fixed-rate and adjustable-rate mortgages
- Amortization schedule
- Optional extra payments
- How fast can I get out of debt?
- Try different debt reduction strategies
- List up to 20 creditors
- Flexible payment and compound frequency
- Optional extra payments
- Commercial licenses available
Mortgage and Home Affordability Calculators
Home Mortgage Calculator
The ultimate all-in-one mortgage calculator for Excel. Fixed or variable rate. Optional extra payments.
ARM (Adjustable Rate Mortgage) CalculatorCreate an amortization table and graphs for adjustable rate mortgage (ARM) loans.
Home Affordability CalculatorEstimate the mortgage that you can afford based on income, debt-to-income ratio, down payment, and housing expenses.
Savings & Retirement Calculators
Retirement Calculator
Estimate how much of your salary to save to reach your retirement goal.
College Savings CalculatorCreate a college savings plan for your child. Include costs for K-12 and high-school.
Annuity CalculatorEstimate how long your nest egg will last. Calculate how much you'll need to last you X years.
Budget Calculators
Yearly Budget Calculator
Combines the family budget planner and monthly budget spreadsheets. Helps you look at the big picture.
Home Budget WorksheetCreate a simple yearly home budget, with expenses divided into deductible and non-deductible categories.
Money TrackerTrack your cash, checking, credit, and savings in Excel on your mobile phone.
Loan Calculators
Balloon Loan Calculator
Calculate the payment required to pay off an auto or mortgage loan in one big chunk after a number of regular payments have been made.
Free Monthly Budget Calculator
Simple Interest Loan CalculatorThis is a special type of mortgage based on simple interest calculations and daily interest accrual.
Debt Reduction and Credit Tracking
Debt Reduction Calculator
How fast can I get out of debt using the snowball or avalanche technique?
Line of Credit TrackerFor small businesses, lenders, or borrowers wanting to track draws, payments, and interest for a general line of credit.
Credit Account Register TemplateKeep track of your credit card transactions, fees and payments with this free account register template.
Business & General Finance Calculators
Break Even Analysis
Analyze a new product or business venture. Calculate the break even point.
Net Worth CalculatorHow close are you to becoming a millionaire? Calculate your net worth to find out.
Rental Property Cash Flow AnalysisPerform a basic cash flow analysis for a rental property, including capitalization rate and cash on cash return.
Payroll Calculators
Budget Calculator Spreadsheet
Take-Home Pay CalculatorCalculate your tax withholdings. Estimate the effect of allowances, pre-tax, and post-tax deductions on your net take-home pay.
Time Card CalculatorEnter clock-in and clock-out times and the total breaks in minutes. Calculates total hours worked and overtime automatically.
Vacation Tracking TemplateTrack your vacation, sick leave, and personal leave. Great for both employers and employees.